Objective evaluation from licensed insurance adjustors
How can Caromark Restoration help if I have an insurance claim or think I may have a claim?
We can help you navigate the insurance process. Because we are licensed adjusters, we can help you competently handle your claim and get your home restored quickly and with master craftsmanship.
Caromark is experienced in restoration projects for homeowners and are licenced insurance adjusters. We know the insurance process and can guide you through with proper expectations.
Can I choose my restoration contractor?
Yes, you have the right to choose the contractor to perform insurance claim work. This is an important fact because some insurance companies have “preferred contractors” that rely on their referrals at pre-determined pricing. This relationship between insurance companies and restoration contractors can result in a conflict of interest. Caromark works solely for the homeowner..
Can you bill my insurance directly?
Yes, we can bill your insurance company directly for damage covered by your policy.
I do not understand my insurance estimate. Please explain the payment process.
If you have replacement cost coverage on your property then the amount of depreciation noted on the estimate includes an amount that is recoverable should your costs for repairs exceed the Actual Cash Value amount paid. Therefore when you send your insurance company proof that the damaged property has been repaired or replaced and you have incurred the full Replacement Cost amount allowed, they will send you a check for the Amount of Depreciation noted in the estimate. They may require you to send invoices, cancelled checks and/or other documents as proof within 180 days of the prepared estimate. The claim will be considered final and closed after that date. However, if further damage is found after the claim is closed, it can be reopened and a supplemental claim submitted. Since this damage would be considered part of the original loss, there would NOT be another deductible applied.
PLEASE NOTE: If you pay more than the amount listed above as Full Cost of Repair/Replacement, you may be responsible for paying the difference. If you pay less, you will receive only the amount it actually cost to repair or replace the property less your deductible. Any unused money cannot be applied to another item.
What kind of assurance do I have that the work will be performed properly?
We guarantee expert work. As unlimited licensed general contractors, we are skilled in commercial and residential construction. We can build a structure from the ground up, make needed repairs and updates, even construct an addition that will increase resale value and add to your quality of life.
Also, we know that we cover your most important investment. From general construction, roof replacement to roof repair, Caromark’s owners Bob and Lang pledge the best quality roofing materials at the best price. If there is storm damage, we can assess your insurance coverage and offer recommendations for the best solution. We also provide the full range of designer and luxury shingles from CertainTeed the highest quality product on the market and the only UL rated shingle on the market.
We provide peace of mind. We are highly rated by the Better Business Bureau and carry the distinction of CertainTeed Master Shingle Applicators. We can replace or repair your roof expertly and quickly because we are local with our owners involved in every project.
Give you unrivaled quality. Lang and Bob are passionate about pleasing you, the customer, with unrivaled craftsmanship. They are adept at commercial and residential construction, but their true calling is keeping you informed and happy along the way. They treat your project as their own. Their competent professionalism is evident in the long list of satisfied clients.
Get your life moving again. As licensed insurance adjusters, we can take the worry out of hail damage, water damage – even a tree falling through your living room. Through our many years in the area, we have learned to successfully navigate the claims process and get repairs started in record time. We are trusted by many of our clients to get the job done even while they travel for business or are on vacation. No job is too big or too small for Caromark. As Lang says, let us make the 50 calls – you simply make the one call to us!
Create your dream space. If you can dream it, we can build it. We proudly offer whole home construction, sunrooms, bonus room additions and full kitchen and bathroom remodels as well as custom outdoor spaces. With more than 45 years of experience, we are ready to serve you.